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Pre-qualifications use a soft credit pull, which does not impact your credit score; however, our funding partners will conduct a hard credit pull when you express interest in an offer, and this could impact. We are a Texan owned and operated business, so you can come to us knowing our level of dedication to you is personal and protected. For instance, here’s what your \costs might look like for a five-year loan: Five-year loan at 5 percent: $94 monthly payment and $661. Using a thoughtful combination of technology, speed and deep industry expertise, the Rapid Enterprise business line provides Lending as a Service. A short-term loan can help you and your family meet unexpected expenses or simply get you through to the next paycheck. OnDeck short-term loans. Latest News. With us, you’ll repay your loan over time — from 10 to 26 months depending on your loan amount. Just straight, authoritative and friendly expert advice. 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